Get your policy reviewed

Advisers read your policy against your contracts and lease, then explain the gaps, the overlaps and the price.

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GPGreenPoint Pte LtdPolicy review · Hong Kong

Corp CoverExample

Policy review report · 22 Oct 2026

GreenPoint Pte Ltd

5covers read3gaps against contracts12clauses cited

CoverLimitContract asksResult

Public liabilityHK$2,000,000Lease asks HK$5,000,000Below contract

Work injury compensationStatutoryStatutoryMeets

Contractor's all risksHK$850,000Contract sum HK$1,200,000Under-insured

Professional indemnityNot heldTender clause 3.1Missing

Fire and propertyHK$600,000–Check average

Each result cites the clause in your schedule or wording. Page 1 of 4.

Corp Cover in numbers

S$1M+Claims awarded to clients

250+Clients served

15%+Average saving on the previous policy

Insurers pay the broker. A review or a quote costs your business nothing.

Corp Cover reads the policy, explains the wording and passes your request to a licensed broker. The broker compares insurers, places the cover and is paid commission by the insurer. The claim review is the one paid service: a flat fee, never a share of the payout.

Cover by business type

Business type

4 covers usually held

Request quotes

Liability

Public liabilityUsually in contractsUsual for this business
Product liability
Professional indemnityUsually in contracts
Directors and officers
Cyber liability
Work injury compensationRequired by lawUsual for this businessRequired for every employee, full or part time. Employees' Compensation Ordinance, Cap. 282.

Assets

Commercial property and fireUsual for this business
Business all risks
Business interruptionUsual for this business
Contractor's all risksUsually in contracts
Machinery breakdown
Goods in transit and marine cargo

50+ years of combined experience

Get your claim reviewed

Send the policy, the insurer's letters and your supporting documents. We set each reason the insurer gave against the clause it relies on, then advise on the next step.

What you get

PDF reportEach reason the insurer gave, the clause it relies on, and what the wording supports.
30-minute call with a brokerA broker who did not sell you the policy goes through the report and your options with you.

Send my claim for review

Corp CoverExample

Claim second opinion · Business interruption · 22 Oct 2026

GreenPoint Pte Ltd

ClaimedHK$186,000PaidHK$0Insurer decisionRejected

1not supported1unclear1supported in part

Each reason the insurer gave

1. No damage at the insured premisesNot supportedExtension 4.6 Suppliers' premisesDamage at a Singapore supplier is deemed Damage at the Premises.
2. Notice given 21 days after the eventUnclearCondition 5.3 Claims notificationNotice “as soon as reasonably practicable”. No fixed number of days.
3. Sum insured below gross profitSupported in partCondition 5.7 AveragePayment reduced in proportion. Not a ground to refuse.

Next step: write to the insurer within 14 days quoting Extension 4.6. If the final reply stands, file with the Insurance Complaints Bureau (ICB) within 6 months.

Services

Adviser chatAsk about a cover, an exclusion or a contract clause. Each answer names the section it comes from.Ask a question

You

Our landlord wants HK$5M public liability. We hold HK$2M. What do we do?

Corp Cover AI

Raise the limit to HK$5M before the lease starts, and ask the insurer to name the landlord as an additional insured. Both are added by endorsement. Lease 11.2

You

Does the premium change?

Corp Cover AI

Yes. The insurer quotes the extra premium for the rest of the period. An adviser can request it today.

Ask about your cover

Policy reviewSend the schedule and wording. An adviser checks each cover against your contracts and premises.Send my policy for review Cover quotesPick your business type. We show the cover it usually holds, and an adviser gets quotes from insurers.Request quotes

Corp Cover is not an insurer, an insurance broker or a financial adviser. Quotes and cover are arranged by licensed brokers and insurers. Reports are not legal advice.

Liability and asset cover

Liability

Assets

By situation

Signing a leaseLeases name the cover and limits a tenant must hold. Send the lease clause with your policy. An adviser checks they match.Send my policy for review Tendering for a contractTenders list the cover required before award. Send the tender clause. A broker quotes against it.Request quotes Hiring staffMost employers must insure staff for work injury. A broker quotes for your headcount.Request quotes Renewal dueSend the renewal notice before you pay. An adviser compares it with last year's schedule.Send my policy for review Claim rejectedSend the insurer's letter and the policy. Each reason is set against the clause it relies on.Send my claim for review