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Ask anything about business insurance in Hong Kong. Answers come from our guides and the policy wordings, with the clause named. An adviser picks up when the answer depends on your own policy.
Corp Cover AIAnswers from our guides and policy wordings
Questions owners ask
What does this cost my business?
Nothing. Corp Cover and its advisers charge no fee.
- The insurer pays the adviser a commission on the policy you buy.
- You pay the premium the insurer quotes. There is no fee on top.
- A review, a quote or a call costs nothing, whether you buy or not.
Who will I deal with?
An adviser who arranges business insurance.
- The adviser works with several insurers, not one.
- One adviser handles every policy your company holds.
- The adviser gives you their name and licence details before any recommendation.
Which policies can you review?
Most general insurance and employee benefits a company holds.
- Required by law: employees' compensation insurance for every employee.
- Required by contract: public liability in a lease, professional indemnity in client contracts.
- Property, directors and officers, cyber and other cover on request.
Do I have to buy anything?
No. A review is not a quote, and a quote is not a commitment.
- Buy through the adviser, buy elsewhere, or keep your current cover.
- Nothing changes on your policy unless you instruct it.
- The decision stays with you.
How do I start?
Three ways. None of them costs anything.
- Send my policy for review: upload the schedule and an adviser explains the gaps.
- Find my cover: answer questions on your business, then speak to an adviser.
- Ask a question here, or message an adviser on WhatsApp.